The Personal Injury Law Offices of Laskin Balma in Sacramento California has used this doctrine a couple of times lately. People don’t know this, but when you are injured by a third party, if your insurance companies provided medical benefits they have a right to get back what they spent on your care from the adverse party. This is a portion of money that comes out of the global settlement. So basically, they are taking money away from you to offset their costs of paying your medical bills. Many people think this system is not fair as members pay their premiums every month for the coverage and the money being paid to the health insurance company is coming out of […]

The daughter of a Laskin Balma Attorneys at Law client who is acting as a Guardian ad Litem for her brothers is very pregnant at the moment. We needed her to come into the Laskin Balma Law offices to sign some paperwork, but were worried about her safety because she is due any day now. Some cursory research into driving while pregnant showed that cars can be pretty much as safe for pregnant drivers and passengers as for non-pregnant people with just a few modifications. Here is a list of recommendations compiled from multiple sources: 1. If you are taking a long trip, get out of the car and walk around every couple of hours to avoid blood clots. 2. […]

When a client has uninsured or underinsured motorist coverage it is part of our job at Laskin Balma Attorneys at Law in Sacramento California to make sure we pursue those claims if the third-party case settles for policy limits. There is the idea out there that it is easier to deal with your own insurance company and that they should just hand over the remaining “new money” on a policy because they want to keep their insureds happy. Unfortunately, this is not the case. You are not in good hands, they are not like a good neighbor, and you can’t rely on them to take care of you. At the end of the day, your insurance company is still an insurance company […]

Congratulations are in order for attorney Jeffrey C. Arnold. He recently obtained a large settlement that exceeded the available insurance policy limits. He only had to file the lawsuit and the adverse insurance company caved immediately. He sent them medical records and billings that showed our client had $58,824.95 in medical services. And that was only one bill, because we were still waiting on four other facilities to send us their billing records. This was enough information to demand the policy limits of $100,000.00. We gave them a deadline and the adverse insurance company did not accept our demand. In order to “open” a policy, you have to demand the policy limits and give the other side sufficient information to […]